Lending

Purchasing a home is probably one of the biggest investments you’ll ever make in your lifetime, filled with many questions, thoughts and concerns. Fortunately, since Home Again is both a full-time real estate firm and a mortgage broker, all matters are fully address up-front…from the loan pre-approval process to the closing of escrow of your new home!

And unlike the banks who sell their own loan products, as a loan ‘brokerage’, our license allows us to shop all the nation’s largest wholesale mortgage lenders to determine the best rate and fee structure for your specific circumstances! We are NOT limited to just one banks products!!

In fact, Home Again represent a wide range of “A” rated lenders allowing for the lowest possible conventional interest rates, to “rehab loans”, to private “hardship” lenders. We are not limited, nor should you be!

  • Conventional
  • FHA
  • VA
  • Jumbo/High Balance
  • Reverse Mortgages
  • ARM’s
  • Rehab Loans
  • Bank Statement (Personal or Business Statements)
  • Non-Owner Occupied (Investor)
  • Non-Qualified (Low FICO or Recent Credit Event)
  • Private Money Loans (6 Months to 5 Year Terms)

You will save yourself a lot of time if you determine what a comfortable mortgage payment is for you before you start looking at homes. This is done through completing the loan application below. With this completed application, Home Again can then work with you to determine your loan pre-approval amount, at which point, seamlessly we begin the search for your new home…the fun part!

 

I’m glad you found me. Now Hold Me Accountable!!