Paperwork Needed

To apply for a loan, you will have to provide the lender with detailed documentation of your financial history. The lender will request a credit report from a credit agency and will verify the information provided in your loan application.

Be prepared to provide:

  • Copy of most recent 2 Month Personal Bank Statements (all pages, even advertisements and blank pages)
  • Copy of most recent 2 Month Paystubs for ALL Borrowers
  • Copy of most recent 2 Years W-2
  • Copy of most recent 2 month investment/retirement statements
  • Homeowner’s Insurance Declaration page and contact info, if applicable
  • Current Mortgage Statement
  • If you are a VETERAN: Copy of DD-214
  • If you are receiving SSA:  Copy of SSA Awards Letter and 1099 for the last 2 years
  • If you are self-employed:  Most recent 2 Years Tax Return OR 12-24 Months Personal or Business Banks Statements

 

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